KB Pay Quiz Answer July 1st! Today's Quiz & Star Banking 'Stress' DSR Quiz Answers Compiled (App Tech)

On the first day of July, Tuesday the 1st, earn points with KB Financial Group's App Tech quizzes! We've quickly compiled the answers to today's KB Pay 'Today's Quiz' and KB Star Banking 'Star Quiz'. In particular, today's Star Quiz answer, 'Stress DSR', is an important financial concept that directly affects our daily lives starting today, so solve the quiz and gain essential financial knowledge!

KB Pay & Star Banking July 1st Today's Quiz Answers

Important! The quizzes below are separate quizzes participated in through the 'KB Pay' app and the 'KB Star Banking' app, respectively. The 'Today's Quiz' from the former 'Liiv Mate' can now be participated in through the 'KB Pay' app.

1. KB Pay Today's Quiz (formerly Liiv Mate)

Today's Question: Which of the following cards allows you to receive cashback discounts when used at traditional market merchants?

Answer: 전통시장 온누리 체크카드 (Traditional Market Onnuri Check Card)

How to Participate: Launch KB Pay app → 'Benefits' tab at the bottom → 'Today's Quiz'

2. KB Star Banking Star Quiz

Today's Question: Starting July, the 3rd phase of 'OOOO DSR' will be implemented, which preemptively reflects the assumption that interest rates may rise in the DSR (Debt Service Ratio), which is the ratio of annual principal and interest payments to a borrower's annual income.

Answer: 스트레스 (Stress)

How to Participate: Launch KB Star Banking app → 'Life/Benefits' tab at the bottom → 'Events' → 'KB Star Banking Daily Star Quiz'

Today's Quiz TMI: What is 'Stress DSR'?

You learned about an important financial system through today's Star Quiz, didn't you? Today, **July 1st, the 3rd phase of 'Stress DSR'** is officially implemented.

What is Stress DSR?: It is a system where banks calculate DSR (Debt Service Ratio) by applying an **'additional interest rate (stress interest rate)'** that reflects the possibility of future interest rate increases to the current interest rate when calculating loan limits.
What is its impact?: Because loan repayment ability is assessed with a hypothetical higher interest rate, the **actual loan limit will be reduced**, even for the same income.
Why is it implemented?: It is part of the household debt management policy, aimed at preventing borrowers from being unable to bear the burden of principal and interest payments during future interest rate hike periods.

KB Pay & App Tech Utilization Tips

'App Tech' is a portmanteau of 'Application' and 'Tech(nology)', referring to all activities that use smartphone apps to earn small amounts of money or save on living expenses. Quiz events provided by KB Pay and KB Star Banking are also representative App Tech activities that many people use regularly.

Various Benefits of KB Pay: In addition to 'Today's Quiz', it offers various benefits such as 'Attendance Check' that you can participate in daily, and 'Lottery' events where Pointri is randomly given for each payment.
Pointri Utilization: 'Pointri' accumulated through quizzes can be used like cash, exchanged for affiliate coupons, used for credit card payments, and utilized in various ways.

Please Note!
Quiz questions and answers may change without prior notice depending on the app operator's circumstances, and the event may end early if the prepared points are fully depleted.

First Day of July, With Quizzes!

We hope that today's KB Pay and Star Banking quiz answer information was helpful for your resourceful App Tech activities.

On the first day of July, did you get all the KB Pay and Star Banking quizzes right and receive Pointri?
Did you learn about the 'Stress DSR' system, which is implemented starting today, through the quiz? This is important information for those with loan plans!
Among the various functions of KB Financial Group apps (KB Pay, Star Banking, etc.), which one do you find most useful?

We wish you a July full of pleasant things!

#KBPay #TodaysQuiz #KBPayQuizAnswer #July1stKBPay #LiivMate #KBStarBanking #StarQuiz #TraditionalMarketOnnuriCheckCard #StressDSR #DSR #LoanRegulation #AppTech #RewardApp #Pointri #KookminCard #KookminBank #FinancialApp #ZzanTech #EarnPoints #TodaysQuizAnswer #FinancialKnowledge #Event #TuesdayQuiz #July #PersonalFinance

KB Pay Quiz Answer July 1st! Today's Quiz & Star Banking 'Stress' DSR Quiz Answers Compiled (App Tech)