Can I Receive the ₩100,000 Consumer Coupon? 4-Person Household Monthly Income ₩12.8 Million 'Cut-off' Criteria Summary!
"So, am I getting it, or not?"
As the specific outline of the distribution criteria for the **'2nd Livelihood Recovery Consumer Coupon'**, which will be paid ₩100,000 per person to 90% of the population starting next month on the 22nd, has been revealed, online communities are abuzz. Is our household included in the eligibility criteria, and if excluded, why? We'll provide a clear summary of these confusing details.
Key Criteria: Remember '210% of the Standard Median Income'!
The core keyword for this consumer coupon distribution is **'210% of the Standard Median Income'**. The government has tentatively decided on this standard as the 'cut-off' line to distribute coupons to the remaining 90% excluding the top 10% income earners.
According to this standard, if your household's monthly income (before tax, based on health insurance premium assessed income) **exceeds** the amounts below by the number of household members, you are likely to be excluded from eligibility.
| Number of Household Members | Exclusion Monthly Income Standard (if exceeded) |
|---|---|
| 1-person household | Approx. ₩5.02 million |
| 2-person household | Approx. ₩8.25 million |
| 3-person household | Approx. ₩10.55 million |
| 4-person household | Approx. ₩12.80 million |
※ Important: The above income standards are a **tentative plan** based on health insurance premiums, etc., and may be subject to slight changes depending on the government's final simulation results.
"My Income is Low, But My House Price is High"… 2 Additional Exclusion Criteria
"My salary is lower than the standard… So I'll definitely receive it, right?"
Unfortunately, even if you passed the monthly income standard, it's too early to rest easy. The government has prepared two additional criteria to filter out 'high-asset individuals'. If **even one** of the two below applies, you will be excluded from eligibility.
- High Real Estate Assets: Homeowners whose total **property tax assessment standard** **exceeds ₩1.2 billion**.
- High Financial Income: Individuals whose **financial income**, such as interest and dividends, **exceeds ₩20 million annually**.
In other words, even if your current monthly income is not high, if you own high-value real estate or generate significant additional income through financial assets, you will be considered part of the 'top 10%' and will not receive the coupon.
"It's Unfair!"… There are Also 'Special Exceptions' for Relief
"My income is slightly over the limit, but my expenses are too high!"
The government plans to establish **'Special Exception Criteria'** to compensate for potential 'blind spots' that may arise if income and asset standards are uniformly applied.
- Main Targets for Special Exception Application:
- Elderly and vulnerable single-person households
- Dual-income households with high fixed expenses such as children's education costs
For example, even if a single-person household's income slightly exceeds the standard (₩5.02 million) but has no other assets, or a dual-income household with high combined income but significant education expenses for multiple children, the possibility of exceptionally granting the coupon is being considered. Specific special exception criteria will be announced later, so please pay close attention if you are eligible!
This '2nd Livelihood Recovery Consumer Coupon' is a policy designed to alleviate household burdens, even if slightly, in an era of high inflation. Before the distribution begins next month, please check in advance if your household is eligible and carefully review the final announced criteria.
#LivelihoodRecoverySupportFund #ConsumerCoupon #100000WonSupportFund #NationalSupportFund #StandardMedianIncome #IncomeCriteria #AssetCriteria #4PersonHousehold #DualIncome #1PersonHousehold #HighAssetHolder #GovernmentSupportFund #SupportFundApplication #HouseholdBurden #HighInflation #LivingExpenses #FinancialLiteracy #PolicyNews #FAQs
